Deposit My Week
Here are facts that every RCI® subscribing member should know about depositing.
1. What is a Deposit?
As a vacation owner, you have the option to Deposit your vacation week with RCI to exchange for another week similar to yours. Upon Deposit, your week is assigned a Deposit Trading Power, which you can use to determine which Exchange vacations are available to you. Many factors influence Deposit Trading Power, but the only one you can control is the timing of your deposit. Depending on when your deposit is made you can exchange for a vacation beginning 1 year before the start date of your week through 2 years after the start date. That's a 3 year travel window!
2. When should I Deposit?
The RCI rule of thumb is to deposit your week 2 years to 9 months in advance of the start date of your ownership week to receive 100% of your available Deposit Trading Power to use for Exchange. However, when you can Deposit may vary based on when your resort makes your week available to you and when you pay your maintenance fees.
3. If my week changes every year, how do I know when it is time to Deposit?
We recommend that you establish a routine. Plan to call your resort at the same time every year to request your unit assignment and pay your maintenance fees. Remember, you cannot Deposit your week with RCI until you have paid your maintenance fees to your home resort.
4. How do I Deposit early if my home resort hasn’t sent me my maintenance bill yet?
Call your home resort and ask if you can pay it early. Many of our members who have found tremendous success with exchanging have set a routine, and just proactively call the resort at the same time to pay their fee and get their unit assignment.
5. How do I Deposit?
After paying your maintenance fees, sign into RCI.com to find out if you can deposit directly with RCI. Hover over Home and then click on Manage My Deposits. Your current Deposit Trading Power will be listed to the right of your week information.
If you already know you have to Deposit through your resort, just plan to do it at the same time you pay your maintenance fees. Not only is it one less phone call, but it will also help to make the Exchange process run more smoothly. You can also determine what your Deposit Trading Power will be by using our Deposit Calculator, located on the far right of the Manage My Deposits page.
6. May I combine my deposits to increase my Deposit Trading Power?
When you’re in the “Manage My Deposits” tab on RCI.com, you can view all of your Deposits, Combined Deposits, and Deposit Credits along with their applicable Exchange Trading Power.
We give you the flexibility to select up to 10 Deposits or Deposit Credits that you’d like to Combine. As you choose each one, you’ll see the total Exchange Trading Power updated in the column on the right-hand side of the screen.
You have the option to Combine for 12 months for $154USD or 24 months for $184USD. The new travel window will reflect 12 or 24 months from the date of the Combine. Simply confirm your choices, pay the combine fee, and you’re ready to exchange for your next amazing vacation!
For example:
• Option 1: Combine two deposits for $154USD on June 1st, 2019, and you’ll have until June 1st, 2020 to book and travel with your new Combined Deposit.
• Option 2: Combine two deposits for $184USD on June 1st, 2019, and you’ll have until June 1st, 2021 to book and travel with your new Combined Deposit.
TIP: Make sure the vacation you want is available for the dates you want to travel before you combine your Weeks.
