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Rewards will expire on the Account billing cycle date in April, July, October and January, four (4) years from the date the Rewards originally posted to your Account billing statement. Rewards posted to your Account billing statement in January, February and March will expire in April. Rewards posted to your Account billing statement in April, May and June will expire in July. Rewards posted to your Account billing statement in July, August and September will expire in October. Rewards posted to your Account billing statement in October, November and December will expire in January. Rewards once expired cannot be returned, refunded, or credited.