RCI Help

What is Borrowing Points?

Borrowing Points refers to moving Points from your next Use Year to use in your current Use Year. Borrowing points is free--provided you’ve paid your next Use Year’s annual RCI^® dues.

For example, if your current Point balance is 24,000 Points, but your desired exchange vacation is valued at 30,000 Points, you can Borrow the extra 6,000 Points from your next Use Year.